Montezuma State Bank
CD & Deposit Rates
Online Banking
Personal Banking
Commercial Banking
Agricultural Banking
Cd & Deposit Account Rates
Other Banking Services
About Our Bank
Welcome to Montezuma
Community & Fun
Contact Us
MSB Home Page
Certificates of Deposit and IRAs are a safe and secure way of growing your investment and retirement funds. Montezuma State Bank offers a variety of terms and options, from three (3) to sixty (60) months or tailor your investment plan to meet your exact savings needs.

Contact a MSB officer for current rates, deposit requirements, and the penalty for early withdrawal. To set up an IRA account, contact Janice.

Rates Effective: Thursday, July 28, 2008
Term Minimum Deposit Interest Rate A.P.Y.
3 Months $5,000.00 1.15 1.15
182 Day $2,500.00 1.85 1.86
12 Months $1,000.00 2.40 2.41
18 Months $1,000.00 2.50 2.52
30 Months $1,000.00 2.70 2.72
60 Months $1,000.00 3.30 3.33
21 Month Special $10,000.00 3.10 3.14
36 Month RAR $5,000.00 3.40 3.43
48 Month RAR $5,000.00 3.40 3.43
12 Month IRA $200.00 3.00 3.02
36 Month IRA $200.00 3.50 3.53
· A.P.Y. stands for Annual Percentage Yield
·· RAR stands for Raise-A-Rate
··· Penalty for early withdrawal.
FDIC Privacy Statement | General Disclaimer
Copyright © 2001-2004 Montezuma State Bank
101 South 4th Street • P.O. Box 128
Montezuma, Iowa 50171
Phone: 641.623.5766
Equal Housing Lender